Feel Secure with Life Insurance

  1. Home
  2. Life Insurance
Yellowbrick Financial

Life Insurance Plans for Your Financial Security

At Yellowbrick Financial, we offer a variety of life insurance plans to meet your unique needs. Whether you're looking for term life, whole life, or universal life insurance, we've got you covered.

  • Flexible Coverage for a Specific Period
  • Lifelong Protection and Cash Value
  • Customizable Coverage with Investment Options

Message From The Founder

Life Insurance

Three Main Types of Life Insurance

Protect Your Family

Protect your loved ones and secure your financial future with life insurance.

A life insurance policy provides peace of mind by ensuring that your family is financially protected in the event of your passing. It also serves as a valuable tool for wealth preservation and can help cover funeral expenses, outstanding debts, and future financial obligations.

For Your Employees

Help Your Employees
Protect What Matters

Offering life insurance as part of an employee benefits package can help employers attract and retain top talent by demonstrating their commitment to their employees' well-being and financial security.

Help Center

Frequently asked questions

Quick answers to questions you may have. Can't find what you're looking for? Check out our full documentation.

Life insurance is a contract where the policyholder pays premiums in exchange for a death benefit paid to their beneficiaries upon the policyholder's death, providing financial protection for loved ones. Policies can be term (covering a specified period) or permanent (offering lifelong coverage with a cash value component), and the type and amount needed depend on individual circumstances and goals.

According to NerdWallet, as of April 2023, a 40-year-old male purchasing a common 20-year term life insurance policy with a $500,000 death benefit could expect to pay between $27 and $65 per month. However, it's crucial to understand that the actual rate you receive when getting a quote will depend on various factors, such as the insurance company, policy type, coverage amount, term length, gender, health status, and other considerations. For instance, permanent life insurance policies like whole or universal life will have significantly higher premiums compared to term life, as they offer lifelong protection and include a tax-advantaged cash value component that grows over time and can be accessed during your lifetime.

The ideal age to purchase life insurance varies depending on individual circumstances, but generally, it's best to obtain coverage as early as possible when you're young and healthy. By securing coverage early, you can lock in lower rates and ensure that your loved ones are financially protected in case of the unexpected. However, it's never too late to obtain life insurance, as there are policies available for various age groups. Ultimately, the right time to purchase life insurance is when you have financial obligations or dependents that would be impacted by your death, regardless of your age.

The best life insurance policy depends on individual needs, goals, and financial situation. Term life is cost-effective for temporary coverage, while permanent policies like whole or universal life provide lifelong protection and cash value growth. Consulting a financial professional can help determine the most suitable policy based on your unique circumstances and objectives.

Yellowbrick Financial helps individuals find the most suitable life insurance coverage based on their unique needs and circumstances. When you work with a Yellowbrick Financial agent, we take the time to understand your specific situation, financial goals, and budget. By gathering this information, we can provide personalized recommendations for life insurance policies that align with your requirements.

Yellowbrick Financial agents are knowledgeable about the various types of life insurance available, such as term life, whole life, and universal life. They can explain the differences between these policies and help you weigh the pros and cons of each option in relation to your needs. This expertise allows them to guide you towards the most appropriate coverage for your lifestyle and financial objectives.

Moreover, We simplify the process of obtaining life insurance, making it easier for you to secure the protection you need for yourself and your loved ones.

As a life insurance brokerage, Yellowbrick Financial is dedicated to providing our clients with transparent and reliable information. Please review the following disclosure:

Yellowbrick Financial is a licensed life insurance brokerage that represents over a dozen top-rated life insurance providers. Our goal is to help you find the most suitable life insurance policy based on your unique needs and circumstances.

Please note:

  1. Policy features, benefits, and availability may vary by state and are subject to change. The information provided on our website is for general educational purposes only and should not be considered as a substitute for professional advice.
  2. All life insurance policy guarantees are subject to the timely payment of premiums and the claims-paying ability of the issuing insurance company.
  3. Yellowbrick Financial, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.
  4. Quotes provided on our website are based on the personal information you submit and are not a contract or an offer of coverage. The actual policy provisions and pricing may differ from the quote if a policy is issued.
  5. Some life insurance policies, such as whole life, may not have cash values in the first two years and may not pay dividends until the third year.
  6. Policy benefits may be reduced by outstanding loans, loan interest, and/or withdrawals. Dividends, if any, are affected by policy loans and loan interest. Withdrawals above the cost basis may result in taxable ordinary income. If the policy lapses or is surrendered, any outstanding loans considered gain in the policy may be subject to ordinary income taxes. If the policy is a Modified Endowment Contract (MEC), loans are treated like withdrawals, with gains subject to ordinary income taxes. If the policy owner is under 59 ½, any taxable withdrawal may also be subject to a 10% federal tax penalty.

We strongly encourage you to discuss your insurance needs with one of our licensed agents to ensure that you consider the optimal coverage for your circumstances.

Yellowbrick Financial is a registered trademark of Yellowbrick Financial. © Copyright 2023 Yellowbrick Financial. All rights reserved.

Protect your loved ones today

Get a personalized life insurance quote and secure your family's future.